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July 2002Vol. 3, No. 6New Jersey Program Provides Adoptive Families With Home Ownership Opportunity

The Home Ownership for Permanency Project (HOPP) in New Jersey gives low- and moderate-income adoptive families the opportunity to become homeowners or to improve their existing homes. The Project enables adoptive families who are facing inadequate or unaffordable housing to secure appropriate housing for their expanded family.

The Project--the first of its kind--offers below market-rate mortgages to families earning between 30 percent and 70 percent of the State's median income. The assistance includes closing costs and a downpayment is not required. The Home Ownership for Permanency Project is designed to reduce the number of children in foster care and assist parents who seek to adopt hard-to-place children such as sibling groups, older children, and those with special needs.

HOPP is a partnership of the NJ Division of Youth and Family Services and the NJ Housing and Mortgage Finance Agency. Since its inception in 1999, 140 children and 45 families have been helped to acquire safe, stable, and permanent homes. The project was chosen as a "Best Practices Winner" by the U.S. Department of Housing and Urban Development.

Contact information:
Lisa Hartmann
HOPP Coordinator
Phone: 609-292-9060